Credit Counseling Course
Take this course BEFORE YOU FILE for bankruptcy.


             Debtor Education Course
Take this course AFTER YOU FILE for bankruptcy and have a CASE NUMBER.

Business Hours:

Monday – Friday: 9am – 6pm Eastern
Saturday and Sunday: 10am - 5pm Eastern

Which course do I need to take?

Individuals filing for bankruptcy must complete both the Pre-filing Credit Counseling Course and the Post-filing Debtor Education Course. The Credit Counseling Course must be completed before filing, and the Debtor Education Course must be completed after filing. Both courses may be taken online.